Buying a home can be a mix of excitement, anticipation, confusion, and even frustrations. Add in that programs that are supposedly designed to help homebuyers but just add more confusion and stress. Trying to sort through what programs are worth it and not can be a tough challenge. Hero Home Programs™ is one of those […]
Working With Hero Home Programs: Is It Worth It? Read More »
What’s the difference between getting pre-qualified versus pre-approved? In this video, we’ll break down the differences between pre-qualification and pre-approval, and what those differences mean for YOU and your home buying journey. ✔️ What are the differences between pre-qualification and pre-approval? ✔️ How do I go about getting pre-qualified or pre-approved? ✔️ What are
Pre-qualification or Pre-approval: What’s the Difference? Read More »
What do you stand to gain from your home refinance? In this video, we’ll break down the top 3 benefits to refinancing your home. ✔️ How can refinancing help you pay off credit card debt? ✔️ What are some of the best ways to save thousands of dollars when refinancing your home? ✔️ How
The Top 3 Benefits to Refinancing Your Home Read More »
What is equity in a home? What can you do with your home equity? In this video, we’ll answer frequently asked questions about home equity. ✔️ What is home equity? ✔️ What are the benefits of building up equity in your home? ✔️ How does home equity affect you and your future? When buying
What Is Home Equity and Why Is It Important? Read More »
Be on the lookout for this common mistake that all home buyers should avoid! In this video, we’ll explain a common homebuyer mistake that can hurt your chances of getting approved. When you’re in the process of buying a home, it’s important to have a trustworthy lender on your side. An accredited local lender
Watch Out for This Common Homebuyer Mistake! Read More »
How to protect your credit score when buying your home In this video, we’ll break down 2 common credit mistakes that homebuyers should avoid. ✔️ What common mistakes should you avoid that might hurt your credit? ✔️ How does opening or closing credit card accounts affect your score? ✔️ What are some ways that you
How Can I Protect My Credit Score? Read More »
Is this mortgage interest rate too good to be true? In this video, we’ll explain the red flags to look out for when you’re buying a home. ✔️ What does it mean when an extremely low interest rate is “too good to be true?” ✔️ How can YOU avoid this common home buyer mistake? To
Why Some Interest Rates Seem Too Good to Be True Read More »
Home buying tips: Should you buy a home now or wait for a lower interest rate? In this video, we’ll break down frequently asked questions about mortgage interest rates. ✔️ What does it mean when a homebuyer tries to “time the market”? ✔️ Is “timing the market” a good strategy when buying your home? ✔️
Should I Wait for a Lower Rate? Read More »
If you are a police officer, you put yourself on the line to keep your community safe every day. And we thank you for all you do for us. Whether it be protecting or serving, we value the work you do and consider you a hero. And as a hero, we want you to achieve
Do Police Officers Get Assistance With Housing? Read More »
If world events have taught us anything, it is how crucial teachers are to our communities and society. And if you’re one, first of all, thank you for all the hard work you put in even outside your salaried contract hours. We see you, we hear you, and we want to help you. We know
Home Buying for Teachers: How to Save Money for Down Payments Read More »
Some people feel like homeownership is a dream that they can’t achieve. If you are stuck in simply renting an apartment or a home without, it can be a vicious cycle to get out of and into a home of your own. Although Hero Home Programs™ are focused on community heroes, they are committed to
Getting Out of the Renting Cycle With Hero Home Programs™ Read More »
Buying a home can be stressful, especially if you juggle a schedule that is as constant as a hometown hero. Our teachers, healthcare officials, police officers, first responders, military, and/or firemen — their schedules may not lend themselves to be super great when it comes to buying a home. Not to mention, these heroes often
3 Reasons Why You Should Use Hero Home Programs™ Read More »
Being a community hero can be stressful enough. Add on buying a home and it may feel like you’re completely alone. Thankfully, there are a lot of programs available for our local firefighters as a way of saying thank you. We know how hard being a firefighter can be, and we know you do important
Do Firefighters Qualify for a VA Loan? Read More »
Home buying is a beast of a process, and sometimes it can be hard to find assistance programs that actually care. If you are a community hero, it can feel like there is no one looking out for you like you do for others. Thankfully, there is. The Hero Home Programs™ is here to serve
Hero Home Programs™: Your Reliable Home Buyer Assistance Read More »
If you make less than a 20% down payment on a home loan, you may have to take out Private Mortgage Insurance before being approved for the loan. Private Mortgage Insurance (PMI) is conditional protection that benefits lending institutions from the risk of defaulting on the loan or foreclosure of a house. It adds an
How to Get Around Private Mortgage Insurance (PMI)? Read More »
People buy and sell homes on a daily basis — and sometimes to and from their own family members. There are a variety of reasons and different ways that family members can ‘gift’ or sell a house. Whether it be a gift of equity, covering the down payment, or a discounted price, there are many
How to Buy House From a Family Member? Read More »
Sometimes, it’s nice to know your loved ones have your back. And when it comes to one of the largest expenses of your life—buying a house—it can be doubly sweet. When a family member or close associate sells you their home at a discounted rate, that is called a gift of equity. A gift of
How Does Gift of Equity Work? Read More »
Sometimes, if you had just a bit more space, everything would be so much easier. When you need an upgrade, there are times where a major overhaul of space can be necessary. And what qualifies as a ‘big’ house is rather relative, depending on your current space and what you consider to be spacious. So
Does a Bigger House Make You Happier? Read More »
Buying a home is stressful, especially when you’re trying to buy a home when money is tight. When life hands you lemons, it can be hard to secure conventional home loans from banks, credit unions, or other lending institutions due to one factor or another. Thankfully, there is another option. The Federal Housing Administration (FHA)
Am I Eligible for FHA Loan? Read More »
Buying a home is a huge accomplishment—and a huge amount of stress. But it does not have to be if you have the right loan officer that will work with you and your financial needs to get you set up with a home loan. A loan officer is a representative from a financial institution or
How to Choose a Loan Officer Read More »
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