Finding your dream home can feel like looking for a needle in a haystack. Keep in mind these essential tips when searching for the perfect fit. Set Your Budget Before Starting Your Home Search Setting a price range is crucial because your budget can help narrow down your search. A great way to figure out
You may be wondering what it means to refinance, the benefits of refinancing, and what different refinancing options are out there. Check out this quick article to learn more! Refinancing: Introduction Refinancing your home mortgage means converting your current home loan into a new one. There are several reasons why someone may choose to refinance.
Buying a house is one of the biggest financial decisions you can make. Here’s how you can set the right expectations about the road ahead, along with some tips to help you along the way. Buying a Home: The Emotional Lows Let’s get the bad news out of the way: nothing worth having ever comes
Mortgage lenders check your credit at the beginning of the approval process, and they also pull your credit again right before closing. If the second credit check comes back the same as the first, the closing should stay on schedule. However, if the second credit check comes back lower than the first, or raises some
Having a low credit score can feel like a major burden. But a “bad” credit score is not a life sentence. Here are some steps you can take to improve your credit. Check Your Credit History For Errors First, you should check your credit history for any errors that you can dispute. Checking your own
Homebuying is a massive financial enterprise. Generally, one of the first steps in the home loan process finds the lender presenting the borrower with a 4506 t form—a form that, when signed allows for the lender to request the borrower’s tax summary from the last couple of years. A common belief is that there’s no
The home buying process can be a complicated journey as there are numerous steps to go through. You need to obtain a pre-approval through a lender, hire a realtor, find a home, make an offer to buy, go through the underwriting process, have the home inspected, close on the home, etc. The list seems endless
Homeownership is one of the most important steps you can take to build wealth in this country, yet it can seem out of reach for many people. Fortunately for certain professions, there is assistance available to make the dream of homeownership come true. Teachers can take advantage of special loans and deals that are offered
There are few things in life as important as purchasing a new home. Owning property is a crucial step to building wealth and establishing a long-term place in a community. It is imperative to understand the home loan underwriting process to create the stability that makes you an acceptable risk for lenders. Few people have
A good faith deposit in a real estate transaction is an amount of money that is offered to the home seller as an act of intent to buy. This amount is offered to the seller and set aside in escrow as a signal that the buyer is serious about purchasing the home. It is typically
Hero Home Programs™ are subject to state and federal laws and not all discounts may be available in all states. Cashback and discount amounts are estimates. Actual discounts and rebates received may vary based on sale price of the home, loan amount, occupation and/or military service.
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All applications are subject to underwriting guidelines and approval. This does not constitute an offer to lend. Not all applicants will qualify for all loan products offered. All loan programs, terms and interest rates are subject to change without notice. All fees are subject to state and federal high cost thresholds.
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