Reasons Why You Should Use Hero Home Programs™

3 Reasons Why You Should Use Hero Home Programs™

Buying a home can be stressful, especially if you juggle a schedule that is as constant as a hometown hero. Our teachers, healthcare officials, police officers, first responders, military, and/or firemen — their schedules may not lend themselves to be super great when it comes to buying a home. Not to mention, these heroes often

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Do Firefighters Qualify for VA Loan?

Do Firefighters Qualify for a VA Loan?

Being a community hero can be stressful enough. Add on buying a home and it may feel like you’re completely alone. Thankfully, there are a lot of programs available for our local firefighters as a way of saying thank you. We know how hard being a firefighter can be, and we know you do important

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How to Get Around Private Mortgage Insurance (PMI)?

How to Get Around Private Mortgage Insurance (PMI)?

If you make less than a 20% down payment on a home loan, you may have to take out Private Mortgage Insurance before being approved for the loan. Private Mortgage Insurance (PMI) is conditional protection that benefits lending institutions from the risk of defaulting on the loan or foreclosure of a house. It adds an

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How to Buy House From A Family Member?

How to Buy House From a Family Member?

People buy and sell homes on a daily basis — and sometimes to and from their own family members. There are a variety of reasons and different ways that family members can ‘gift’ or sell a house. Whether it be a gift of equity, covering the down payment, or a discounted price, there are many

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How Does a Gift of Equity Work?

How Does Gift of Equity Work?

Sometimes, it’s nice to know your loved ones have your back. And when it comes to one of the largest expenses of your life—buying a house—it can be doubly sweet. When a family member or close associate sells you their home at a discounted rate, that is called a gift of equity. A gift of

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Does a Bigger House Make You Happier?

Sometimes, if you had just a bit more space, everything would be so much easier. When you need an upgrade, there are times where a major overhaul of space can be necessary. And what qualifies as a ‘big’ house is rather relative, depending on your current space and what you consider to be spacious. So

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Am I Eligible for FHA Loan?

Buying a home is stressful, especially when you’re trying to buy a home when money is tight. When life hands you lemons, it can be hard to secure conventional home loans from banks, credit unions, or other lending institutions due to one factor or another. Thankfully, there is another option. The Federal Housing Administration (FHA)

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How to Choose a Loan Officer

Buying a home is a huge accomplishment—and a huge amount of stress. But it does not have to be if you have the right loan officer that will work with you and your financial needs to get you set up with a home loan. A loan officer is a representative from a financial institution or

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