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The Top 3 Benefits to Refinancing Your Home

  What do you stand to gain from your home refinance? In this video, we’ll break down the top 3 benefits to refinancing your home. ✔️  How can refinancing help you pay off credit card debt? ✔️  What are some of the best ways to save thousands of dollars when refinancing your home? ✔️  How

What Is Home Equity and Why Is It Important?

  What is equity in a home? What can you do with your home equity? In this video, we’ll answer frequently asked questions about home equity. ✔️  What is home equity? ✔️  What are the benefits of building up equity in your home? ✔️  How does home equity affect you and your future? When buying

Watch Out for This Common Homebuyer Mistake!

  Be on the lookout for this common mistake that all home buyers should avoid! In this video, we’ll explain a common homebuyer mistake that can hurt your chances of getting approved. When you’re in the process of buying a home, it’s important to have a trustworthy lender on your side. An accredited local lender

How Can I Protect My Credit Score?

https://youtu.be/rDwjzdi5U6I How to protect your credit score when buying your home In this video, we’ll break down 2 common credit mistakes that homebuyers should avoid.  ✔️  What common mistakes should you avoid that might hurt your credit? ✔️  How does opening or closing credit card accounts affect your score? ✔️  What are some ways that

Why Some Interest Rates Seem Too Good to Be True

https://youtu.be/1lN0MpC1vhM Is this mortgage interest rate too good to be true? In this video, we’ll explain the red flags to look out for when you’re buying a home.  ✔️  What does it mean when an extremely low interest rate is “too good to be true?” ✔️  How can YOU avoid this common home buyer mistake?

Should I Wait for a Lower Rate?

https://youtu.be/zEoL0eVLthM Home buying tips: Should you buy a home now or wait for a lower interest rate? In this video, we’ll break down frequently asked questions about mortgage interest rates. ✔️  What does it mean when a homebuyer tries to “time the market”? ✔️  Is “timing the market” a good strategy when buying your home?

Do Police Officers Get Assistance with Housing?

Do Police Officers Get Assistance With Housing?

If you are a police officer, you put yourself on the line to keep your community safe every day. And we thank you for all you do for us. Whether it be protecting or serving, we value the work you do and consider you a hero. And as a hero, we want you to achieve

Home Buying for Teachers: How to Save Money On Down Payments

Home Buying for Teachers: How to Save Money for Down Payments

If world events have taught us anything, it is how crucial teachers are to our communities and society. And if you’re one, first of all, thank you for all the hard work you put in even outside your salaried contract hours. We see you, we hear you, and we want to help you. We know

Getting Out of the Renting Cycle with Hero Home Programs

Getting Out of the Renting Cycle With Hero Home Programs™

Some people feel like homeownership is a dream that they can’t achieve. If you are stuck in simply renting an apartment or a home without, it can be a vicious cycle to get out of and into a home of your own. Although Hero Home Programs™ are focused on community heroes, they are committed to

Reasons Why You Should Use Hero Home Programs™

3 Reasons Why You Should Use Hero Home Programs™

Buying a home can be stressful, especially if you juggle a schedule that is as constant as a hometown hero. Our teachers, healthcare officials, police officers, first responders, military, and/or firemen — their schedules may not lend themselves to be super great when it comes to buying a home. Not to mention, these heroes often

Do Firefighters Qualify for VA Loan?

Do Firefighters Qualify for a VA Loan?

Being a community hero can be stressful enough. Add on buying a home and it may feel like you’re completely alone. Thankfully, there are a lot of programs available for our local firefighters as a way of saying thank you. We know how hard being a firefighter can be, and we know you do important

Hero Home Programs: Your Reliable Home Buyer Assistance

Hero Home Programs™: Your Reliable Home Buyer Assistance

Home buying is a beast of a process, and sometimes it can be hard to find assistance programs that actually care. If you are a community hero, it can feel like there is no one looking out for you like you do for others. Thankfully, there is. The Hero Home Programs™ is here to serve

How to Get Around Private Mortgage Insurance (PMI)?

How to Get Around Private Mortgage Insurance (PMI)?

If you make less than a 20% down payment on a home loan, you may have to take out Private Mortgage Insurance before being approved for the loan. Private Mortgage Insurance (PMI) is conditional protection that benefits lending institutions from the risk of defaulting on the loan or foreclosure of a house. It adds an

How to Buy House From A Family Member?

How to Buy House From a Family Member?

People buy and sell homes on a daily basis — and sometimes to and from their own family members. There are a variety of reasons and different ways that family members can ‘gift’ or sell a house. Whether it be a gift of equity, covering the down payment, or a discounted price, there are many

How Does a Gift of Equity Work?

How Does Gift of Equity Work?

Sometimes, it’s nice to know your loved ones have your back. And when it comes to one of the largest expenses of your life—buying a house—it can be doubly sweet. When a family member or close associate sells you their home at a discounted rate, that is called a gift of equity. A gift of

Does a Bigger House Make You Happier?

Sometimes, if you had just a bit more space, everything would be so much easier. When you need an upgrade, there are times where a major overhaul of space can be necessary. And what qualifies as a ‘big’ house is rather relative, depending on your current space and what you consider to be spacious. So

Am I Eligible for FHA Loan?

Buying a home is stressful, especially when you’re trying to buy a home when money is tight. When life hands you lemons, it can be hard to secure conventional home loans from banks, credit unions, or other lending institutions due to one factor or another. Thankfully, there is another option. The Federal Housing Administration (FHA)

How to Choose a Loan Officer

Buying a home is a huge accomplishment—and a huge amount of stress. But it does not have to be if you have the right loan officer that will work with you and your financial needs to get you set up with a home loan. A loan officer is a representative from a financial institution or

Is Down Payment Assistance a Loan?

Home buying is stressful, but to add falling short of a down payment can be something akin to a disaster. When you don’t have enough money to cover a down payment, that throws a wrench into the whole home buying operation. Thankfully, there is help in the form of down payment assistance (DPA).   What

Can You Buy a House With Bitcoin?

The housing and financial industries are an ever-changing world and the rise in cryptocurrency has started a purchasing trend like no other. Professional athletes, like NFL tight end Sean Culkin, have converted entire salaries into bitcoin. This demonstrates the growing popularity of cryptocurrency and the new money trend of the 21st century. With the rise

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