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Benefits of Interest-Only Mortgage Loan

Benefits of Interest-Only Mortgage Loan

When you are looking to purchase a home, you may consider different loan types, one of which is an interest-only mortgage. What are the benefits of interest-only mortgage loans? What are the disadvantages? When should you consider an interest-only loan? Here we take a closer look at this loan type and how it may work

Guide to Closing Costs and Taxes

Guide to Closing Costs and Taxes

When you buy, sell, or refinance a home, closing costs are a major part of every transaction. Unfortunately, this can also be costly as many different mortgage fees and closing costs are required to transfer the home into your name. But what do closing costs include? Are taxes included in closing costs? Are any of

FMERR Program: All You Need to Know

FMERR Program: All You Need to Know

Homeowners looking to change their mortgage terms or reduce their interest rates often turn to home refinance loans. Unfortunately, many homeowners find that their homes have dropped in value or live in an area where home values are stagnant. This often means that the homeowner has lost value in their home, and they do not

Can You Get a Second Home Mortgage Using FHA?

Can You Get a Second Home Mortgage With FHA?

Many assume that FHA loans are only for first-time homebuyers. While first-time buyers do make up the majority of borrowers that take advantage of these loans, the fact is many borrowers who already own a home or have in the past can take advantage of the benefits associated with an FHA loan. But can you

Your Complete Guide to Mortgage Loan Documents Checklist

Your Complete Guide to Mortgage Loan Documents Checklist

When you buy a home, the necessary paperwork for a mortgage application and underwriting can often seem overwhelming. Having a mortgage loan closing documents checklist can help make this process easier and help ensure you have everything ready before it is needed. Here, we provide all the typical loan information necessary for your application and

What is HIRO Mortgage Program

What Is HIRO Mortgage Program?

If you are looking to change your mortgage terms or lower your interest rate, you may consider a home refinance loan. This is a wonderful option for many. However, what if you live in an area where the property values have dropped? A traditional refinance loan requires a minimum of the existing home equity, and

Home Loans for Paramedics and EMTs

Home Loans for Paramedics and EMTs

Emergency medical service (EMS) personnel, such as paramedics and emergency medical technicians (EMT), selflessly give their service to protect and take care of their community every day. Unfortunately, homeownership is often just out of reach despite the vital role they play. However, thanks to special EMS mortgages and mortgage loans for paramedics, many first responders

Federal Government Employee Mortgage Programs

Federal Government Employee Mortgage Programs

The home buying process can be stressful for everyone and, in many cases, may seem intimidating. This is especially true for first-time homebuyers. However, as a government employee, you are eligible for many different home mortgage programs that can make the buying process so much easier and have you enjoying homeownership in no time at

What is the Good Neighbor Next Door Program?

What Is the Good Neighbor Next Door Program?

Do you think homeownership is out of reach? What if we told you that you could buy a home for half the cost of the listing price and a $100 down payment? You would likely say we’re crazy, but the fact is, buyers eligible for HUD’s Good Neighbor Next Door Program (GNND) can do just

How Much Rent Can I Really Afford?

How Much Rent Can I Really Afford?

Whether you are looking to move out for the first time or deciding it may be time to leave the roommates and find a place of your own, figuring out how much rent you can truly afford is the best place to start. What percent of your paycheck should go to rent? How much do

What are Micro Apartments?

What are Micro Apartments?

Do you ever feel like you pay too much rent for space you don’t use? You aren’t alone. There are a lot of positives to downsizing your space to what is considered to be a micro-apartment. These units are between 300 to 500 square feet and are usually located within the heart of a community.

Mortgage Applications and Credit Inquiries: What You Need to Know

Mortgage Applications & Credit Inquiries: What You Need to Know

How does a hard credit inquiry affect my score? If you’re looking to buy a home, you may be wondering about the mortgage application and how that impacts your credit score. (HINT: There is great news within) When applying for a home loan, this requires a hard pull on your credit, also known as a

Tips on Finding a Cheap Apartment in a New City

Tips on Finding a Cheap Apartment in a New City

Moving to a new city is already daunting enough. You’ve got the job, and now you’ve got to find a place to live. It may seem easy, but there is so much up in the air that it can be overwhelming. There are many reasons that you may relocate for a job— military, healthcare, and

Home Loans for Healthcare Workers

Mortgage Loan Options for Doctors and Nurses

If you are a healthcare worker—a nurse, doctor, therapist, medical assistant, etc—buying a home is no easy task. Especially after the pandemic and still working through the waves, you have sacrificed enough time and energy to focus on other people. Now, it is time for you to take some of that back—in a house you

What You Should Know About Hero Home Programs for Military

What You Should Know About Hero Home Programs for Military

You answered the call to make the ultimate sacrifice, but that shouldn’t have to be affordable housing. When you or your spouse is in the military, you have enough on your plate to worry about. Trying to buy a house can feel like another level of stress piled on top of that. Hero Home Programs™

Is Hero Home Programs Legit?

Is the Hero Home Program Legit?

It can be hard to decipher what’s legit and what’s a waste of time when it comes to home loan programs. And far too often, it’s not until it is too late do you ever find out that it’s a waste of time. So, maybe you’re hearing about Hero Home Programs™ and what they do,

How Hero Home Programs Help Teachers Get Their Dream Homes

How Hero Home Programs Help Teachers Get Their Dream Home

Teachers are some of the most integral parts of society and are great community leaders. They shape the next generation of thinkers and innovators. All in eight hours a day for five days a week. Especially after the pandemic, we’ve all come to understand how important of a role they play in the world. And

5 Ways Hero Home Programs Can Help First-Time Home Buyers

5 Ways Hero Home Programs Can Help First-Time Home Buyers

When it comes to buying a home for the first time, it can feel overwhelming. You may even feel a little stranded, confused, and not sure where to turn for help. But there is help for first-time homebuyers. Hero Home Programs™ can help those looking to purchase their first home! There are a lot of

Working With Hero Home Programs: Is It Worth It?

Working With Hero Home Programs: Is It Worth It?

Buying a home can be a mix of excitement, anticipation, confusion, and even frustrations. Add in that programs that are supposedly designed to help homebuyers but just add more confusion and stress. Trying to sort through what programs are worth it and not can be a tough challenge. Hero Home Programs™ is one of those

Pre-qualification or Pre-approval: What’s the Difference?

  What’s the difference between getting pre-qualified versus pre-approved? In this video, we’ll break down the differences between pre-qualification and pre-approval, and what those differences mean for YOU and your home buying journey. ✔️  What are the differences between pre-qualification and pre-approval? ✔️  How do I go about getting pre-qualified or pre-approved? ✔️  What are

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